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Compare Bad Credit Loans

Find loans designed for borrowers with poor credit scores. All lenders listed are FCA-authorised.

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Bad Credit Loan Providers

Compare available loan offers for bad credit. Filter by APR, loan amount, and term.

Provider
APR (%)
AmountTermExampleAction
Loan.co.uk (Partner)9.1%£10,000 – £250,0003 – 30 yearsRepresentative APRC 9.1%, no upfront fees, FCA Reg: 718486Apply Now →
Abound Personal Loan25.8%£2,000 – £10,0001 – 5 yearsBorrowing £2,000 over 24 months at 25.8% APR representative.Apply Now →
Lendable26.9%£1,000 – £12,0001 – 5 yearsBorrowing £3,000 over 36 months at 26.9% APR representative.Apply Now →
Drafty34.9%£500 – £3,000FlexibleBorrowing £1,500 over 12 months at 34.9% APR representative.Apply Now →
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Representative APRs correct as of May 2025. Data sourced from provider websites and affiliate disclosures.