Compare Bad Credit Loans
Find loans designed for borrowers with poor credit scores. All lenders listed are FCA-authorised.
Bad Credit Loan Providers
Compare available loan offers for bad credit. Filter by APR, loan amount, and term.
Provider | APR (%) | Amount | Term | Example | Action |
---|---|---|---|---|---|
Loan.co.uk (Partner) | 9.1% | £10,000 – £250,000 | 3 – 30 years | Representative APRC 9.1%, no upfront fees, FCA Reg: 718486 | Apply Now → |
Abound Personal Loan | 25.8% | £2,000 – £10,000 | 1 – 5 years | Borrowing £2,000 over 24 months at 25.8% APR representative. | Apply Now → |
Lendable | 26.9% | £1,000 – £12,000 | 1 – 5 years | Borrowing £3,000 over 36 months at 26.9% APR representative. | Apply Now → |
Drafty | 34.9% | £500 – £3,000 | Flexible | Borrowing £1,500 over 12 months at 34.9% APR representative. | Apply Now → |
Representative APRs correct as of May 2025. Data sourced from provider websites and affiliate disclosures.